» No wastage and No making charges.

» You can buy Gold or Silver jewellery.

1) Plan Duration?

»Paying Duration : 11 months.

»Maturity on : 12th month.

2) Plan Amount?

»MINIMUM-Rs.2000/- per month (there after multiples of Rs.500)..

»MAXIMUM-Rs.18000/- per month.

3) Date of Payment?

»Plan amount can be paid on or before the end of the each month.

4) Benefits of the Plan?

»No wastage for gold/silver jewellery that you purchase.

»No making charges for gold/silver jewellery that you purchase.

»Gold/silver coins can also be purchased.

5) Terms and Conditions?

Eligibility:

»Full benefits will be given only if EMA payment is paid continuously without default.

Default Terms:

»maturity period will be extended for missed installments

»In case of any default in payment or delayed payment maturity of the plan will be delayed in accordance to their delayed payments.

»In case of default payment no benefit of the plan will be given to the customer if they wish to purchase the jewellery before the maturity of the plan.

Wastage / Making Charges Ceasing Limit:

»If the customer chooses a jewellery that has wastage/making charges of above 14% the extra wastage/making charges should be borne by the customers.

»Benefits of the plan is applicable only for the plan amount.

»Benefits of this plan is not applicable for the purchase of diamond and precious stone jewellery.

Gold /Silver Rate

»Prevailing market rate at the time of jewellery purchase.

Pre- Closure:

»If a customer wants to pre-close the plan before the agreed 12th month maturity

»No benefits of the plan will be given i.e. wastage/making charges will be applicable.

»No cash refund.

»All the taxes are applicable as per government announcement.

»Payment gateway charges for EMA payment shall be borne by the customer.

»Partial withdrawal from the advance paid will not be allowed.

»Any dispute would be subject to Tumkur jurisdiction.

»Plan is completely managed by e-commerce website, No passbook or receipts will be issued. All proof will be available in Application.

»Any promotional offer/discount existing at the time of jewellery purchase, will not be applicable to this plan redemption.

»Amount/weight accumulated in any other plan of ours cannot be transferred to this plan.

*Closure will be verified by OTP. Kindly bring your registered mobile phone

JOIN NOW

»No wastage and No making charges.

» Monthly instalment’s Amount will be saved into Gold weight on that day’s gold rate, so price fluctuation’s is avoided.

1) Plan Duration?

»Paying Duration : 11 months.

»Maturity on : 12 months.

2) Plan Amount?

»MINIMUM-Rs.2500/- per month (there after multiples of Rs.500).

»MAXIMUM-Rs.18000/- per month.

3) Date of Payment?

»Plan amount can be paid on or before the end of the each month.

4) Benefits of the Plan?

»No wastage for gold jewellery that you purchase.

»No making charges for gold jewellery that you purchase.

»Gold coins can also be purchased.

»It is an AMOUNT TO WEIGHT PLAN, where in every month the amount paid by the customer will be accumulated is grams i.e. “Gold weight” on the gold rate prevailing at the time of payment.

5) Terms and Conditions?

Eligibility:

»Full benefits will be given only if EMA payment is paid continuously without default.

Default Terms:

»Maturity period will be extended for missed instalments.

»In case of any default in payment or delayed payment maturity of the plan will be delayed in accordance to their delayed payments.

»In case of default payment no benefit of the plan will be given to the customer if they wish to purchase the jewellery before the maturity of the plan.

»Amount will be saved as gold weight. DJM is not responsible for rate fluctuations.

Wastage / Making Charges Ceasing Limit:

»If the customer chooses a jewellery that has wastage/making charges of above 14% the extra wastage/making charges should be borne by the customers.

»Benefits of the plan is applicable only for the plan amount. i e only for the weight accumulated in the plan.

»Benefits of this plan is not applicable for the purchase of diamond and precious stone jewellery.

Pre- Closure:

»If a customer wants to pre-close the plan before the agreed 12th month maturity no benefits of the plan will be given i.e. wastage/making charges will be applicable.

»No cash refund.

»All the taxes are applicable as per government announcement.

»Payment gateway charges for EMA payment shall be borne by the customer.

»Partial withdrawal from the advance paid will not be allowed.

»Any dispute would be subject to Tumkur jurisdiction.

»Plan is completely managed by e-commerce website, No passbook or receipts will be issued. All proof will be available in Application.

»Any promotional offer/discount existing at the time of jewellery purchase, will not be applicable to this plan redemption.

»Amount/weight accumulated in any other plan of ours cannot be transferred to this plan.

*Closure will be verified by OTP. Kindly bring your registered mobile phone

JOIN NOW

»No wastage and No making charges.

»Monthly instalment will be saved into Gold weight on that day’s gold rate, so price fluctuation’s is avoided.

1) Plan Duration?

»Paying Duration : 11 months

»Maturity on : 12 months.

2) Plan Amount?

»MINIMUM-0.500 grams per month. (half gram).

»MAXIMUM-6 grams per month..

3) Date of Payment?

»Plan amount can be paid on or before the end of the each month..

4) Benefits of the Plan?

»No wastage for gold jewellery that you purchase.

»No making charges for gold jewellery that you purchase.

»Gold coins can also be purchased.

»It is an AMOUNT TO WEIGHT PLAN, where in every month the amount paid by the customer will be accumulated is grams i.e. “Gold weight” on the gold rate prevailing at the time of payment.

5) Terms and Conditions?

Eligibility:

»Full benefits will be given only if EMA payment is paid continuously without default.

Default Terms:

»i) Maturity period will be extended for missed instalments.

»ii) In case of any default in payment or delayed payment maturity of the plan will be delayed in accordance to their delayed payments.

»In case of default payment no benefit of the plan will be given to the customer if they wish to purchase the jewellery before the maturity of the plan.

»Amount will be saved as gold weight.DJM is not responsible for rate fluctuations.

Wastage / Making Charges Ceasing Limit:

»If the customer chooses a jewellery that has wastage/making charges of above 14% the extra wastage/making charges should be borne by the customers.

»Benefits of the plan is applicable only for the plan amount. i e only for the weight accumulated in the plan.

»Benefits of this plan is not applicable for the purchase of diamond and precious stone jewellery.

Pre- Closure:

»If a customer wants to pre-close the plan before the agreed 12th month maturity, No benefits of the plan will be given i.e. wastage/making charges will be applicable.

»No cash refund.

»All the taxes are applicable as per government announcement.

»Payment gateway charges for EMA payment shall be borne by the customer.

»Partial withdrawal from the advance paid will not be allowed.

»Any dispute would be subject to Tumkur jurisdiction.

»Plan is completely managed by e-commerce website, No passbook or receipts will be issued. All proof will be available in Application.

»Any promotional offer/discount existing at the time of jewellery purchase, will not be applicable to this plan redemption.

»Amount/weight accumulated in any other plan of ours cannot be transferred to this plan.

*Closure will be verified by OTP. Kindly bring your Registered mobile phone

JOIN NOW

»It is 10+1 savings plan

PAY=10 & GET=11

I. e one month bonus

»YOU CAN BUY BOTH GOLD AND SILVER JEWELLERY.

1) Plan Duration?

»Paying Duration : 10 months.

»Maturity on : 11 months.

2) Plan Amount?

»MINIMUM-Rs.300/- per month (there after multiples of Rs.100).

»MAXIMUM-Rs.18000/- per month.

3) Date of Payment?

»The Plan amount should be paid on or before the end of the month.

4) Benefits of the Plan?

»Pay 10 Installments & Get 100% discount on the 11th instalment i.e. you get one month FREE.

5) Terms and Conditions?

Eligibility:

»Full benefits will be given only if EMA payment is paid continuously without default.

Default Terms:

»Maturity period will be extended for missed instalments.

»In case of any default in payment or delayed payment maturity of the plan will be delayed in accordance with their delayed payments.

»In case of default payment no benefit of the plan will be given to the customer if they wish to purchase the jewellery before the maturity of the plan.

»Wastage & Making charges are applicable for jewellery purchase in this plan.

»Gold or Silver Jewellery can be purchased at the end of the 11th month.

»Gold/Silver coin, bars cannot be purchased in this plan.

Gold /Silver Rate:

»Prevailing market rate at the time of jewellery purchase.

Pre- Closure:

»If a customer wants to pre-close the plan before the agreed 11 months maturity period ,No benefits of the plan will be given i.e. No 100% Discount on the 11th month will be applicable.

»No cash refund.

»All the taxes are applicable as per government announcement.

»Payment gateway charges for EMA payment shall be borne by the customer.

»Partial withdrawal from the advance paid will not be allowed.

»Any dispute would be subject to Tumkur jurisdiction.

»Plan is completely managed by e-commerce website, No passbook or receipts will be issued. All proof will be available in Application.

»Any promotional offer/discount existing at the time of jewellery purchase, will not be applicable to this plan redemption.

»Amount/weight accumulated in any other plan of ours cannot be transferred to this plan.

*Closure will be verified by OTP. Kindly bring your registered mobile phone

JOIN NOW

»Pigmy plan for gold purchase.

»Suitable for those who wish to save gold on daily/weekly/monthly basis with variable amount.

» Equal grams of silver will be free for the accumulated gold weight.

1) Plan Duration?

»Paying Duration : 12 months.

»Maturity On : 13th month.

2) Plan Amount?

»MINIMUM-Rs.300/- (there after multiples of Rs.100).

3) Date of Payment?

»In this Plan, the Amount can be paid daily/weekly/every fortnight/monthly i.e. variable amount & variable times.

4) Benefits of the Plan?

»In this plan, the member can pay Rs.300 min and in the variable denomination as he wishes. It is a PIGMY plan for gold savings. It is an amount to weight plan, where the amount paid by the customer will be accumulated is gold grams i.e. “Gold weight” on the gold rate prevailing at the time of payment.

»One Gram Silver FREE for one gram gold accumulated.

»At the end of the 12th Month, the customer can use the accumulated Gold & Purchase the jewellery of his choice.

5) Terms and Conditions?

»Wastage/Making charges are applicable in this plan.

Eligibility:

»Benefits of this plan, i.e. silver free for gold accumulated will be given only if the customer redeems his plan on maturity.

»Pre-mature redemption will not attract any benefits.

Pre- Closure:

»Pre-mature redemption is allowed in this Plan, But without any benefits of the plan.

»Benefits of the Plan is applicable only for the weight accumulated in the plan.

»Gold/Coins/Bars cannot be purchased in this plan.

»Gold jewellery can be purchased at the end of the plan.

»Gold Rate will be the rate at which the customer pays his installment.

»No cash refund.

»All the taxes are applicable as per government announcement.

»Payment gateway charges for EMA payment shall be borne by the customer.

»Partial withdrawal from the advance paid will not be allowed.

»Any dispute would be subject to Tumkur jurisdiction.

»Any promotional offer/discount existing at the time of jewellery purchase, will not be applicable to this plan redemption.

»Plan is completely managed by e-commerce website, No passbook or receipts will be issued. All proof will be available in Application.

*Closure will be verified by OTP. Kindly bring your registered mobile.

JOIN NOW

»OneTime deposit plan

»No wastage and No making Charges.

»8 Months is plan duration.

»1 gram silver FREE for 1 gram gold purchased.

»Old Gold/Coins/Bars can also be deposited in this plan.

»Gold price fixing option during the tenure of 8 month.

»Gold/Silver Coins/Bars can also be purchased in this plan.

»FREE- DHANALAKSHMI PRIME CARD

Terms and Conditions?

»Min amount: Rs.5000.

»Max amount: Unlimited.

»Duration: 8 Months.

»This is one time Deposit Plan.

»No wastage and no making charges, this benefit is applicable only for the amount or Gold deposited by the customer. If customer wishes to purchase over and above the deposited Amount/weight, wastage and Making charges are applicable for that extra amount/weight.

Wastage / Making Charges Ceasing Limit:

»If the customer chooses a jewellery that has wastage/making charges of above 14% the extra wastage/making charges should be borne by the customers.

»Benefits of the plan is applicable only for the plan amount.

»Benefits of this plan is not applicable for the purchase of diamond and precious stone jewellery.

Pre- Closure:

»Benefits of this plan is not applicable for the purchase of diamond and precious stone jewellery.

»No cash refund.

»All the taxes are applicable as per government announcement.

»Partial withdrawal from the advance paid will not be allowed.

»Any dispute would be subject to Tumkur jurisdiction.

»Members should produce their respective plan passbook at the time of redemption.

»In case the passbook is lost member is required to provide a suitable affidavit at the time of redemption.

»Amount/weight accumulated in any other

»plan of ours cannot be transferred to this plan.

»plan of ours cannot be transferred to this plan. DHANALAKSHMI PRIME CARD will be issued only for those whose deposited amount is Rs15000 & above.

» Any promotional offer/discount existing at the time of jewellery purchase, will not be applicable to this plan redemption.

*Closure will be verified by OTP. Kindly bring your registered mobile.

JOIN NOW